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The Smarter Way to Move Money

Black Ridge Banc Group optimizes payment processing and leverages AI to help your business operate more efficiently and cost-effectively.

Transform Your Payment Strategy

Discover hidden savings and optimize your payment processing with our intelligent solutions.

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CashEdge

Dual pricing system saving businesses thousands annually.

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Merchant Monster

Financial intelligence engine that uncovers hidden fees in your payment processing.

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Meet the Merchant Monster

Financial Intelligence Engine

Our intelligent system uncovers hidden fees in your payment processing, quantifies potential savings, and validates existing rates with unprecedented precision.

"Yes, we can save you money."

"You already have a great deal — well done."

  • Transparency in fee structure analysis
  • Precision rate comparison with market standards
  • AI-powered savings identification
See how it works

Fee Analysis Dashboard

Current Fee Structure 72% Optimization

Current Fees

3.2%

Potential

2.1%

Annual Savings

2,450

ROI

217%

Based on sample transaction volume of .2M annually

CashEdge — Incentivize Cash. Retain Your Edge.

A dual pricing system offering discounts for cash payments to reduce card processing fees.

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Dual Pricing System

Businesses are saving hundreds of thousands of dollars a year with our dual pricing model! Ideal for businesses with ticket prices for services up to $350 per ticket.

Card Payment

00.00

Standard price

Cash Payment

$97.00

3% discount applied

Your Savings Up to 100% Fee Recovery

Key Benefits

  • Up to 100% Fee Recovery

    Recover processing costs while remaining competitive with dual pricing.

  • Customer Pricing Transparency

    Clear communication about payment options gives customers choice and control.

  • Simple POS Integration

    Seamlessly integrate with your existing point-of-sale system. No complicated setup.

  • Fully Compliant with Payment Laws

    Our system adheres to all regulatory requirements for dual pricing practices.

Ideal For:

Retailers Restaurants High-Volume Merchants Service Providers
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Revenue Participation Structure

"We've developed a revenue participation structure tailored for high-volume merchant accounts, ensuring long-term financial alignment."

Shared Success

Your growth is our growth with our aligned incentive model.

Long-Term Partnership

Designed for sustained growth rather than short-term gains.

Reduced Risk

Lower upfront costs with performance-based fee structure.

Scalable Solution

Pricing that adapts as your transaction volume grows.

Monthly Processing Volume

Entry Tier
Premium Tier
00K+ $500K+ M+

For High-Volume Merchants

Our revenue participation structure aligns our success with yours. Instead of charging fixed fees that can eat into your margins, we participate in your growth, creating a partnership that benefits both parties.

Volume-Based Rates

Tiered pricing structure that decreases as your transaction volume increases.

Revenue Sharing

Part of our compensation is tied to your performance, creating a true win-win relationship.

Predictable Cash Flow

Structured to maintain consistent cash flow without unexpected fee spikes.

Tailored Solutions

Customized to your business model, industry, and growth trajectory.

Ideal Profile:

  • Monthly processing volume over 00,000
  • Established business with growth trajectory
  • Seeking long-term payment processing partnership

Services

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Retail Services

  • EMV, contactless & wallet support
  • POS systems for retail & services
  • Inventory & invoice management
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eCommerce Tools

  • Recurring billing & subscriptions
  • Virtual terminals for flexibility
  • Secure payment gateway integration
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Hospitality Services

  • POS for quick/full-service dining
  • System integrations
  • Guest-first booking experiences
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Government & Nonprofit

  • Secure, multi-channel digital payment infrastructure
  • Web, phone, and in-person support
  • Public sector integration
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Smart ATM Solutions

  • On-site ATM with 100% surcharge revenue
  • Full installation & support
  • Enhanced foot traffic & customer convenience
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AI Payment Solutions

  • Fraud detection and prevention
  • Predictive payment analytics
  • Smart transaction routing
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Find Your Perfect Payment Solution

Our payment specialists will help you identify the right services to optimize your business operations.

Schedule a Consultation

Smart ATM Solutions

Generate additional revenue and enhance customer convenience with our on-site ATM solutions that provide 100% of surcharge revenue directly to your business.

100% Surcharge Revenue

Unlike competitors who take a percentage, we provide you with all surcharge revenue generated by your on-site ATM.

Full Installation & Support

We handle everything from site survey and installation to maintenance, cash loading, and 24/7 technical support.

Enhanced Customer Experience

Increase foot traffic and provide added convenience to your customers with easy access to cash on-site.

Revenue Potential

Low Traffic (5-10 daily transactions) $300-600/month
Medium Traffic (10-20 daily transactions) $600-1,200/month
High Traffic (20+ daily transactions) ,200+/month

Based on $3.00 average surcharge. Actual results may vary.

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Smart ATM Features

  • ADA compliant
  • EMV chip card compatibility
  • Customizable welcome screen
  • Real-time transaction monitoring
  • Advanced security features
  • Digital receipt options

"Adding the ATM has not only generated an additional $850 in monthly revenue but has increased our average customer purchase by 23%."

— Local Convenience Store Owner

Client Success Stories

Discover how businesses across industries have transformed their payment operations with Black Ridge Banc Group solutions.

"The Merchant Monster analysis saved us $34,000 annually by identifying hidden fees we didn't even know we were paying. The ROI was immediate and significant."

Sarah Johnson

CFO, Retail Chain (24 locations)

"CashEdge dual pricing has been transformative for our business. We're saving over $5,000 monthly in processing fees while providing transparency to our customers."

Michael Chen

Owner, Restaurant Group

"The revenue participation structure aligned perfectly with our growth goals. As our volume increased, our effective rate decreased, saving us over 20,000 in our first year."

Jessica Martinez

CEO, eCommerce Platform

"Our on-site ATM generates nearly ,000 in monthly revenue while providing a valuable service to our customers. The installation was seamless and professional."

Robert Thompson

Owner, Convenience Store

"The hospitality POS system has streamlined our operations and integrated perfectly with our existing systems. Staff training was minimal and customer satisfaction is up 22%."

Amanda Wilson

Director of Operations, Hotel Chain

"The transition to Black Ridge's government payment solution was smoother than anticipated. We've improved citizen satisfaction while reducing processing costs by 18%."

David Clark

Finance Director, Municipal Government

"The Merchant Monster analysis saved us $34,000 annually by identifying hidden fees we didn't even know we were paying. The ROI was immediate and significant."

Sarah Johnson

CFO, Retail Chain (24 locations)

"CashEdge dual pricing has been transformative for our business. We're saving over $5,000 monthly in processing fees while providing transparency to our customers."

Michael Chen

Owner, Restaurant Group

$42M+

Annual client savings

98%

Client retention rate

750+

Businesses optimized

Contact

Speak to a Blackridge specialist to elevate your payment strategy.

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Contact Information

Phone

203-919-2005

Monday - Friday, 8am - 6pm EST

Email

info@blackridgebanc.com

We respond within 24 hours

Schedule a Call

Prefer to speak directly with a payment specialist? Schedule a call at a time that works for you.